New reporting rules and big fines are coming for fintechs in 2026

Fintech organisations have revolutionised financial services, delivering speed, innovation and accessibility to millions. While products have evolved rapidly, the rules around due diligence and reporting haven’t kept pace. 

Now, international bodies, like the OECD, and local tax authorities are stepping in. They’re introducing new frameworks and expanding existing ones to ensure fintech firms report key demographic and financial data. 

S&W, with guest speaker, Baldeep Singh Matharu, Product Director from Regnology discuss the up-and-coming regulations.

CRS2 will close reporting gaps and bring e-money providers into the global tax transparency fold and CARF is designed to bring the digital assets ecosystem into the tax information reporting landscape for the first time.

Likewise, CARF is designed to bring the digital assets ecosystem into the tax information reporting landscape for the first time, plug the information gap around cross-border crypto trades and ensure taxes are properly declared and collected.

These new regimes go live on 1 January 2026, and fintech organisations must act now to prepare. Watch our recording to discover more about the new reporting requirements and how S&W can help.