New reporting rules and big fines are coming for fintechs in 2026
This event is particularly relevant for e-money providers and challenger banks affected by CRS2 and crypto firms affected by CARF.
Fintech organisations have revolutionised financial services, delivering speed, innovation and accessibility to millions. While products have evolved rapidly, the rules around due diligence and reporting haven’t kept pace.
Now, international bodies, like the OECD, and local tax authorities are stepping in. They’re introducing new frameworks and expanding existing ones to ensure fintech firms report key demographic and financial data.
S&W are delighted to invite you to this webinar, with guest speaker, Baldeep Singh Matharu, Product Director from Regnology to discuss the up-and-coming regulations.
CRS2 will close reporting gaps and bring e-money providers into the global tax transparency fold and CARF is designed to bring the digital assets ecosystem into the tax information reporting landscape for the first time.
Likewise, CARF is designed to bring the digital assets ecosystem into the tax information reporting landscape for the first time, plug the information gap around cross-border crypto trades and ensure taxes are properly declared and collected.
Register for our webinar to hear what the new regulations are and how to stay compliant. There will be opportunity to submit questions to the panel.
These new regimes go live on 1 January 2026, and fintech organisations must act now to prepare. Join our webinar to discover more about the new reporting requirements and how S&W can help.
Time & Location
Agenda
In this session we'll cover:
- Getting ready for CRS2 - Strengthen due diligence, upgrade systems and submit annual reports to HMRC
- Preparing for CARF coming - Identify reportable users through due diligence, collect and analyse transaction data and submit annual returns to HMRC
- Key data and systems challenges - CARF compared with FATCA and CRS
- The consequences of non-compliance - What penalties could look like, especially for businesses with large customer bases
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View profileAdrian Hextall
Director
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View profileMark Schofield
Director
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View profileSophie Long
Partner
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Baldeep Singh Matharu
Product Director – Regulatory Tax, Client Tax & Tax SupTech, Regnology
Baldeep is a seasoned leader in financial services and tax technology, currently serving as Product Director at Regnology, where he drives innovation across regulatory and client tax domains, including SupTech solutions. With a career spanning top-tier institutions such as Credit Suisse, PwC, Deloitte, and KPMG, Baldeep brings deep expertise in tax transformation, regulatory change, and product strategy.