UK
Ireland
Fintechs: Powering your growth
From scale-ups to unicorns, early days to exit and beyond, S&W provides specialist advice across business taxes, personal tax and accounting to fintechs and their founders.
We’re among the UK’s leading professional services groups, giving us the breadth and depth to deliver the services that fintechs need. Located in the UK, at the beating heart of the global fintech industry, we’ve supported many of the world’s most dynamic fintech businesses – including unicorns –from digital banking and wealth tech businesses to B2B SaaS and crypto.
Whether you’re seeking investment, planning international expansion, want to maximise R&D tax credits or support with audit and accounting, we offer the advice you need.
Our services for fintechs
We know one size doesn’t fit all. Our range of tailored services has got you covered.
Tax services
Good advice is essential when you’re striking out into unchartered territory while grappling with a changing and often perplexing tax landscape.
Our joined-up approach can handle all your tax needs, from overarching planning and compliance to making the most of tax credits and allowances. We offer comprehensive services:
- Tax returns and reporting
- Corporation tax advice
- R&D and patent box claims
- Tax governance, strategy and control
- Employment tax advice, including global mobility and incentivising staff
- VAT advice
- Personal tax advice for founders and your senior team
- Business exit planning
Audit and assurance
Fintech’s disruptive nature, rapid evolution and highly regulated environment call for a stringent approach to risk management and financial accountability.
We can provide robust, future-focused audit and assurance services to support your business and build trust with your stakeholders.
Advisory consulting
Advisory consulting focuses on business transformation and turnarounds. It’s in high demand from fast growing fintechs and investors who we help with a range of services:
- Business planning and financial modelling
- Post-merger integration capabilities
- Working capital optimisation and strategic cost reduction to build sustainable, profitable and scalable businesses
We also identify and solve root cause issues around profitability and liquidity.
Corporate finance
Corporate finance Is the name of the game for most fintechs, and our clients keep our specialists busy. We support fintechs across vital areas:
- Fundraising
- Debt structuring
- Mergers and acquisitions
- Management buy-outs, management buy-ins and vendor initiated MBOs and MBIs
- IPO preparation and structuring
- Strategic advisory
Business valuations
Whether you’re seeking a valuation to support funding, for accounting purposes or ahead of a milestone such as a sale, our team can guide you through the process and provide the valuation analysis your stakeholders need. Company valuations for fintechs are often much more challenging than those for traditional businesses, but we have the skills to support you.
Employee solutions for UK fintechs
Finding and retaining top talent is a major focus for fast-growth fintechs. So is doing this while managing risk, particularly when you’re operating overseas as well as in the UK.
We can help with your employees, whether it’s employment tax planning, managing the challenges of global, remote working or putting compelling benefits and incentives packages in place.
An international network
We support fast-growth businesses looking to expand overseas, those considering a move to the UK and those already operating internationally.
- Through the accounting network CLA Global, which we are a founding member of, S&W can provide services in more than 100 countries
- As a member of Oaklins International, an experienced mid-market M&A adviser, we can support cross-border transactions
Tax advice for entrepreneurs and senior personnel
As a founder, your business and personal lives are intertwined. So are your finances. We’re used to this in our work with entrepreneurs. So, while we’re helping you achieve your business goals, our team is on hand with a wide range of personal tax services. And if you’re weighing up exit opportunities, we can support you and your business in the lead-up, through exit and beyond.
Fundraising in a challenging and competitive environment
As a fintech client, you’ll be looked after by our dedicated fintech team. Each member lives and breathes your world while bringing their own specialist expertise to the table.
You’ll get the best advice across every area, from tax to debt structuring to employee share ownership plans. You’ll also benefit from the team’s collective strength in piecing together the services you need in the way that gets you the best results.
Powering your fintech growth. Our fintech partners.
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Innovate Finance
S&W is an engagement partner of Innovate Finance, the independent industry body that represents and advances the global fintech community in the UK.
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Insurtech UK
We’re also an accounting partner of Insurtech UK, whose mission is to support insurance innovation through technology in the sector.
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Fintech Founders
S&W is a key sponsor of Fintech Founders, a network of the UK’s leading fintech entrepreneurs working to retain the UK’s status as a global fintech hub.
Oaklins important information
S&W is a member of Oaklins International Inc. comprising firms worldwide separately constituted and regulated according to their local laws. Oaklins is a trade name owned by Oaklins Swiss Verein and licensed to Oaklins International Inc. They do not provide any financial advisory services. Please refer to Oaklins.com for legal notices.